End of Service Calculator Qiwa: Complete Guide to Calculating Benefits

The end of service calculator Qiwa is one of the most important digital services provided through the official Qiwa platform in the Kingdom of Saudi Arabia. End-of-service benefits are a fundamental right for every employee, and the Saudi Ministry of Human Resources and Social Development requires employers to pay this benefit once the employment relationship ends whether the contract is fixed-term or indefinite.

To make this process easier and more transparent, the ministry launched the end of service calculator Qiwa, enabling employees and employers to estimate the value of end-of-service benefits accurately and understand when they become due.

End of Service Calculator Qiwa

Any employee in the Kingdom of Saudi Arabia can easily calculate their end-of-service benefit through the Qiwa by following these simple steps:

1. Access the Qiwa platform via the official link.
2. From the main page, go to the Tools & Calculators section.
3. Click on the End-of-Service Benefit Calculator option.
4. Select the type of employment contract (fixed-term or indefinite).
5. Enter your last total salary received before the contract ended.
6. Specify your service period by entering the contract’s start and end dates.
7. Click the Calculate button.

The platform will then display detailed information about the benefit you are entitled to, including:

• The percentage earned for each month of service.
• The basic salary used for the calculation.
• The total amount you should receive at the end of your employment.

This service helps you clearly understand your financial entitlements with full transparency before leaving your job.

How to Calculate End-of-Service Benefits Under Saudi Labor Law?

The Saudi Labor Law (Articles 84, 85, 86, and 87 – issued in 1426 AH) clearly explains how to calculate end-of-service (EOS) benefits, depending on the reason and nature of employment termination. Below is a simplified breakdown of each article and the calculation method:

Article 84

“When the employment relationship ends, the employer must pay the employee an end-of-service gratuity calculated as follows: half a month’s wage for each of the first five years of service and one full month’s wage for each subsequent year. The last wage received by the employee shall be used as the basis for calculation, and any part of a year shall be compensated proportionally.”

• First 5 years: ½ month’s salary per year.
• After 5 years: 1 month’s salary per year.
• Calculation is based on the last total salary received.
• Actual service time is considered, including the probation period, but excluding training or apprenticeship time.

Read also: Discover Saudi Labor Law End of Service Calculator – Etqan

Article 85

“If the employment relationship ends due to the employee’s resignation:

• The employee is entitled to one-third of the EOS benefit if service is between 2 and less than 5 consecutive years.
  Two-thirds of the benefit if service exceeds 5 years but is less than 10 years.
• The full EOS benefit if service reaches 10 years or more.”
• Less than 2 years: No EOS benefit.
• 2 to <5 years: One-third of the benefit.
• 5 to <10 years: Two-thirds of the benefit.
• 10+ years: Full benefit.

Article 86

“It is permissible to agree that certain variable pay components — such as commissions or sales percentages — will not be included in the wage used to calculate the EOS benefit.”

• Employer and employee may agree in advance to exclude commissions, sales percentages, or other fluctuating allowances from the EOS calculation since they are not fixed.

Article 87

“The full EOS benefit is due in the following cases:

• If the employee leaves work due to force majeure beyond their control.
• If a female employee ends the contract within six months of marriage or three months after childbirth.”
• Full EOS benefit is paid regardless of service length when leaving work because of force majeure (e.g., natural disasters, accidents).
• Female employees are granted full EOS rights if they resign due to marriage or childbirth within the specified timeframes.

Check out: Discover Saudi Labor Law End of Service Calculator with Etqan Law Firm

When Does an Employee Become Entitled to End-of-Service Benefits?

Article 88 of the Saudi Labor Law (issued in 1462 AH) states:

“When an employee’s service ends, the employer must pay their wages and settle all entitlements within no more than one week from the date the employment relationship ends. If the employee terminates the contract, the employer must settle all entitlements within no more than two weeks. The employer has the right to deduct any work-related debts owed by the employee from the final payment.”

• If the contract ends by the employer or naturally, the final payment must be made within one week.
• If the employee resigns or ends the contract themselves, settlement must be made within two weeks.
• The employer may deduct any legitimate work-related debts before paying the final amount.

Cases Where the Employee May Be Denied End-of-Service Benefits

Article 80 of the Saudi Labor Law (as amended by Royal Decree No. M/46 of 1436 AH) outlines the cases in which an employee can lose entitlement to end-of-service benefits, as well as to compensation or notice. These include:

• Assaulting the employer, manager, or any supervisor during or because of work.
• Failing to fulfill essential contractual obligations or disobeying lawful instructions, or willfully neglecting workplace safety rules after written warning.
• Misconduct, immoral behavior, or acts violating honesty and integrity.
• Intentionally causing harm or financial loss to the employer and failing to notify the authorities immediately after the incident.
• Securing employment through fraud or false information.
• Termination during the probationary period.
• Absence without valid reason for more than 20 separate days in a year or more than 10 consecutive days, provided the employee was warned in writing.
• Abusing a job position for personal gain in an unlawful way.
• Disclosing the company’s industrial or trade secrets.

End-of-Service Benefit Calculator

The Ministry of Human Resources and Social Development in Saudi Arabia has introduced an official end of service calculator KSA, which allows employees to easily estimate their end-of-service benefits online. To use the calculator, follow these steps

1. Select the type of employment contract (fixed-term or indefinite).
2. Choose the reason for termination (resignation, retirement, contract completion, etc.).
3. Enter the last total salary received.
4. Enter the number of actual service years.

The calculator will display an estimated amount of the end-of-service benefit according to Saudi labor regulations.

Learn about: Learn Your Legal Rights Under the Saudi Arabia Labour Salary Law

Conclusion:

End of service calculator Qiwa are a fundamental right guaranteed to you by the Saudi Labor Law, and it’s important to claim them when your employment ends. If you need the support of Etqan Law Firm, specialized in labor cases and dealing with the Labor Office, to help you secure your full entitlements, do not hesitate to contact us.
The Etqan Al Mutamayza Law Firm can provide the necessary support. You can contact their team

through the following mobile numbers: 056113776, 0541110440, 504315333

Alternatively, you can visit our branches:

• Jeddah: Al-Aziziyah District–Mohammed bin Abdulaziz Street (Tahlia)
• Riyadh: King Abdulaziz Street – In front of Kingdom
• Dammam: Al-Ashri’a Street, Al-Badeea, Dammam 32415.

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