Non Saudi Property Ownership Law in Saudi Arabia 2026 – Guide for Foreign Investors

The Non Saudi Property Ownership Law establishes a comprehensive legal framework for foreigners interested in investing in real estate within the Kingdom of Saudi Arabia.

It clearly defines the categories of individuals and entities eligible to own property, the types of properties allowed, and the approvals and procedures required. 

Understanding these rules is essential for ensuring compliance with Saudi regulations, protecting your investment, and completing the acquisition process smoothly.

This guide covers eligibility, investment conditions, and the necessary documents for foreign property ownership in Saudi Arabia.

Non Saudi Property Ownership Law

The Foreign Ownership of Real Estate Law in the Kingdom of Saudi Arabia was issued by Royal Decree No. (M/15) on 17-4-1421H, and by Cabinet Resolution No. (89) on 8-4-1421H, and was officially published on 6-4-2000.

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This law regulates foreign property ownership in Saudi Arabia and defines the categories of individuals and entities permitted to own real estate in the Kingdom, as follows:

Foreign Investors

Foreign individuals or licensed entities engaged in any professional, vocational, or economic activity are allowed to own the real estate necessary for their business operations, including their personal residence and housing for employees, subject to approval from the licensing authority.

If the property is intended for investment through sale or lease, the total project cost must not be less than SAR 30 million, and the property must be invested within five years.

This forms part of the framework of foreign property ownership in Saudi Arabia

Licensed Foreign Projects

Licensed foreign projects in Saudi Arabia are permitted to own the real estate necessary for their operations or for housing some or all of their employees, in line with regulations governing foreign property ownership in Saudi Arabia.

GCC Nationals

Citizens of Gulf Cooperation Council (GCC) countries, whether as individuals or companies wholly owned by GCC nationals, may own built properties and land for residential or investment purposes.

They are treated like Saudi citizens, and construction or utilization must be completed within four years.

Non-Saudi Residents with Legal Residency

Non-Saudis with valid residency may own property for personal residence, subject to Ministry of Interior approval.

Holders of the Premium Residency (Iqama)

Premium residency holders may own property for residential, commercial, or industrial purposes, except in Makkah, Madinah, and border areas. Commercial and industrial ownership is subject to the Foreign Investment Law.

Accredited Foreign Diplomatic Missions and International or Regional Organizations

They may own official premises, including the residence of their head and members, based on reciprocity and approval from the Minister of Foreign Affairs.

Other Cases

Other individuals may be allowed to own property for personal residence with approval from the Prime Minister. All these categories fall under the regulations governing foreign property ownership in Saudi Arabia.

Requirements for Foreigners to Own Property

Under the Real estate law Saudi Arabia, after identifying the categories of non-Saudis allowed to own property, it is important to understand the requirements for foreign ownership Saudi Arabia, which are necessary to complete the property acquisition process. These requirements include:

1. The individual must have a valid residency permit and ID.
2. Each non-Saudi is allowed to own only one property.
3. The resident must have no criminal or security-related cases inside or outside Saudi Arabia.
4. The property must be purchased for residential purposes only.
5. Obtain an official license from the Saudi Ministry of Interior.
6. The investment in the real estate project must not be less than SAR 30 million if the property is intended for commercial or industrial purposes.
7. The minimum investment period is five years, starting from the date of property registration.
8. Non-Saudis are prohibited from owning property in Makkah and Madinah, though renting is allowed in these cities.
9. Corporate entities must obtain approval from the Saudi Ministry of Foreign Affairs before purchasing property.
10. Provide all relevant information about the property, including size, location, and any additional details, along with a copy of the title deed.

These regulations form the backbone of Foreign ownership Saudi Arabia, ensuring that all transactions comply with the Real estate law Saudi Arabia while protecting both investors and the local market.

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Required Documents to Start the Process of Property Ownership for Non-Saudis

Before initiating the process of property ownership under the non Saudi property ownership law in the Kingdom of Saudi Arabia, the following documents must be prepared:

1. A valid copy of your passport.
2. A copy of the first passport used to enter the Kingdom.
3. Valid residency permits for the applicant and their spouse.
4. Copies of birth certificates for children born within Saudi Arabia.
5. A document specifying the type, size, and location of the property.
6. An architectural or site plan showing the building’s dimensions relative to the street and neighboring buildings.
7. A document from your employer detailing your income, along with a certificate of good conduct.
8. A copy of the property title deed, building permit, and survey report.
9. Bank statements for the last six months.
10. A written declaration stating that the property will be used for private residential purposes only.

All of these requirements are part of the regulations set by the non-Saudi property ownership law, ensuring that foreign investors comply with the legal framework while securing their investment in Saudi real estate.

Conclusion

Investing under the Non Saudi Property Ownership Law enables foreigners to confidently secure property in Saudi Arabia while adhering to legal requirements.

By preparing the necessary documents, obtaining approvals, and following investment regulations, investors can safely own residential, commercial, or industrial properties. Etqan Law Firm provides expert guidance to navigate these procedures, ensuring that all transactions are fully compliant, efficient, and secure.

government approval, meet investment or residency conditions, and follow restrictions on location and purpose of use.

The Etqan Al Mutamayza Law Firm is ready to provide the essential support you need. You can reach their team at the following mobile numbers: +966 550600204, +966 551020060.

Additionally, feel free to visit our branches located at:

• Jeddah: Al-Aziziyah District, Mohammed bin Abdulaziz Street (Tahlia)
• Riyadh: King Abdulaziz Street, across from the Kingdom Tower
• Dammam: Al-Ashri’a Street, Al-Badeea, Dammam 32415

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