2026 How to Check Insurance on Iqama Saudi Arabia

How to Check Insurance on Iqama 2026, Ensuring that your health insurance linked to your Iqama is valid and up-to-date is a legal requirement in Saudi Arabia. The Cooperative Health Insurance Council (CCHI) and Absher platform provide official channels for beneficiaries to verify their insurance status and expiry dates.

Understanding these procedures helps employees comply with Saudi regulations, maintain their residency rights, and avoid legal penalties. This guide outlines the official steps for checking Iqama insurance, the scope of mandatory coverage, and the role of legal support in ensuring compliance.

How to Check Insurance on Iqama Saudi Arabia

Beneficiaries can verify the status of their health insurance linked to their Iqama through the how to check insurance on iqama service via the CCHI Iqama Insurance check, provided by the Cooperative Health Insurance Council (CCHI), via the official website by following these steps:

1. Go to the Insurance Information Inquiry page on the official CCHI website.
2. Enter your national ID or Iqama number.
3. Complete the CAPTCHA verification.
4. Click the “Ok” button to submit your request.

After completing these steps, the screen will display the health insurance details and legal status, including the insurance company name, policy number, and expiry date. This process constitutes the official how to check insurance on iqama recognized by the competent authorities.

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Iqama Insurance Check Expiry Date

Beneficiaries can verify the status and expiry date of their Iqama through their Absher by following the official procedures:

1. Access the official Absher.
2. Select “Login” and then “Absher Individuals.”
3. Enter your official account credentials:
   • Username or Iqama number
   • Password
   • Captcha code
4. Click “Sign In.”
5. Enter the OTP sent to your registered mobile number to ensure account security via two-factor authentication.
6. Once logged in, navigate to the “My Services” section.
7. Select the “Inquiries” or “Services” menu.
8. Locate and click on “Query Iqama Expiry” or “Iqama Services.”
9. If prompted, re-enter your Iqama number for verification.
10. Enter the displayed Captcha code.
11. Click “View” or “Search.”
12. All Iqama details will be displayed, including:
    • -Complete personal information
    • -Iqama issue date
    • -Iqama expiry date (Hijri and Gregorian)
    • -Current validity status
    • -Sponsor/employer details
    • -Profession category

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Mandatory Health Insurance for Employees in the Kingdom of Saudi Arabia

The following are the key points regarding mandatory health insurance under Saudi regulations:

1. Legal Obligation: According to the Cooperative Health Insurance Law (Article 4, Effective Date: 01/08/2003, Last Amendment: 09/05/2023), private sector employers are required to provide approved health insurance for all their employees, including eligible family members covered under the system.

2. Regulatory Authority: The Cooperative Health Insurance Council (CCHI) supervises the implementation of the law and ensures that companies and beneficiaries comply with all legal requirements.

3. Scope of Health Coverage: Mandatory health insurance includes essential healthcare services for employees, such as:

• -Routine medical examinations
• -Prescription medications
• -Surgical procedures
• -Hospitalization
• -Emergency and urgent care services

4. Residency Requirements: A valid health insurance policy is required for renewing a foreign worker’s Iqama, as mandated by Saudi regulations.

5. Legal Penalties: Employers may face fines or other legal sanctions for failing to provide health insurance to employees as required by law.

The Role of a Lawyer in Ensuring Mandatory Health Insurance Compliance for Employees in Saudi Arabia

A specialized lawyer plays a key role in protecting the rights of both employers and employees through several legal functions:

1. Reviewing Employment Contracts and HR Policies:
The lawyer ensures that mandatory health insurance clauses are included and that the insurance policy complies with the Cooperative Health Insurance Law (Article 11).

2. Representing the Organization in Insurance Disputes:
In case of conflicts with the insurance company or employees, the lawyer prepares legal memoranda and represents the organization before the Insurance Dispute Resolution Committee.

3. Preventive Compliance and Awareness:
The lawyer develops an internal procedural guide outlining insurance renewal schedules, disclosure of medical conditions, and procedures for adding family members as beneficiaries.

4. Keeping Up with Legal Updates:
As healthcare legislation evolves, the lawyer provides the employer with the latest legal requirements, such as the 2024 mandate for health insurance coverage for domestic workers.

Having a specialized lawyer saves time and costs while ensuring full compliance with Saudi laws and regulations.

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Conclusion

How to check insurance on iqama – Verifying your Iqama health insurance through the CCHI portal and Absher is crucial for maintaining legal compliance and safeguarding your residency status. Employers and employees alike benefit from adhering to these procedures, while consulting a specialized law firm, such as Etqan Law Firm.

FAQ:

The Etqan Al Mutamayza Law Firm is ready to provide the essential support you need. You can reach their team at the following mobile numbers: ‎+966543104848

Additionally, feel free to visit our branches located at:

• Jeddah: Al-Aziziyah District, Mohammed bin Abdulaziz Street (Tahlia)
• Riyadh: King Abdulaziz Street, across from the Kingdom Tower
• Dammam: Al-Ashri’a Street, Al-Badeea, Dammam 32415.